Budget for home heating oil by reducing your costs on these 10 things
We know budgeting for essentials like home heating oil can be hard – when your income is set and you’re trying to make it stretch further, it can seem like an impossible task. To help you save more money which you can use for your fuel spend, here are 10 things which you can start saving money on today.
- Buying prepacked sandwiches
Start making your own lunches and you won’t be tempted by those seemingly good value lunch time meal deals. At €3 a day that adds up to around €60 a month which would be better off in your pocket or towards your next home heating oil top up.
- Using the same insurance provider without checking for a new quote
Are you guilty of just renewing your insurance policies each year without checking for a better deal? Yes, we know it can be time consuming and a bit of a hassle if you get hounded by sales calls afterwards, but you could save a small fortune this way when you look at all your policies – car, home, contents, gadgets, and life insurance.
- Takeaway coffees in the morning
You might rely on your morning cup of coffee to give you the boost you need to get through the day, but those cups of takeaway coffee are just denting your wallet. Instead, make your own and take it with you in a travel mug – best of all you can wash and reuse this, so it’s better for the environment too.
- Next day delivery on internet purchases
If you are impatient and don’t like waiting for your deliveries, paying next day delivery charges might just be the norm for you. If you can wait a few extra days for non-essential items however, you’ll be able to save money by using free or cheaper delivery options.
- Subscriptions to things you never use
From apps on your phone to a landline in the house – what are you still paying for that you never even think about using anymore? Take some time to review your direct debits and see where you can start making some cuts. Even a few pounds a month adds up over the year.
Taxis are expensive, and with so many alternative options (car sharing, Uber, public transport or even your trusty bike) there’s no excuse to waste your money on these when you don’t absolutely need to.
- Gym or personal trainers
When the better weather starts, you can exercise outside more – and it’s much better for you than being stuck inside a sweaty gym. There are lots of free videos and tutorials available online to allow you to create a tailored workout without having to resort to costly memberships and one-on-one coaching.
If you can reduce your smoking or even cut it out completely, you’ll be delighted at the difference it has on your budget and your overall health – what a great way to save money for your home heating oil bill instead.
There’s been a growing global trend recently to embrace ‘Meatless Mondays’ where you opt for vegetarian alternatives one day a week. This is a healthy, environmentally friendly and more economical way to feed yourself and your family. If you commit to one day per week that’s over 50 cheaper meals throughout the year.
- Brands vs supermarket alternatives
Sticking with the topic of food, there are lots of ways to cut down on your food spend each week if you’re trying to save money for other household bills instead. Buying own-brand alternatives rather than more expensive brand name products, buying in-season fruit and veg, and taking advantage of offers and vouchers will help you save money without having to give up your favourite things.